# loan-to-value

URL: https://blockspace.wiki/glossary/loan-to-value/

The loan amount divided by the value of its [collateral](https://blockspace.wiki/glossary/collateral/): a loan of 0.5 BTC against an asset whose market puts it at 1 BTC has a loan-to-value of 50 %. On blockspace.loans, which is planned and offers no credit, it would be the lender's own choice, made from the asset's market; the site would suggest no ratio.

Sources:

- blockspace.loans: what counts as collateral (planned) · https://blockspace.loans/collateral/

Updated: 2026-10-21